financing your cosmetic procedure

Conveniently located to serve Beverly Hills,  Hollywood,  Los Angeles,  NYC, and  Miami.

Part of deciding you are ready to invest in yourself with a cosmetic procedure involves checking your finances to determine the best way to budget for your care. At the medical practice of Dr. Jason Emer, our experienced staff is happy to assist you as you explore your options for financing your cosmetic procedure in Beverly Hills.

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What to Know About Financing Cosmetic Procedures

There are a variety of financing options available to patients considering cosmetic procedures. Dr. Emer has partnered with three reputable financing providers to make aesthetic enhancement as accessible as possible to patients of his prestigious Beverly Hills medical practice.

Once he has developed the optimal treatment plan for achieving your desired results, detailed cost information will be provided. You can then speak with one of our financing experts for guidance in selecting the right option for you.

Woman with beautiful face.

Right for you?

Will I Need Financing to Afford My Cosmetic Procedure?

Most cosmetic procedures are considered elective. This means that the associated cost will need to be paid out-of-pocket. However, some surgeries and treatments that provide aesthetic improvements may be covered by your medical insurance if certain criteria are met that indicate a procedure is medically necessary. Such procedures include:

Reduction mammoplasty, or breast reduction surgery, for patients suffering from chronic back, neck, or shoulder pain and/or those who are unable to perform certain activities without discomfort due to large, heavy breasts

Body contouring after massive weight loss, such as abdominoplasty, or tummy tuck surgery, to remove excess skin that hinders a patient’s mobility

Rhinoplasty, or nose job surgery, performed to provide functional improvements, such as to correct a deviated septum, sinus issues, and other structural irregularities that cause the patient to experience difficulty breathing

Upper blepharoplasty, or upper eyelid surgery, in cases where drooping skin in this area interferes with a patient’s vision

Otoplasty, or ear surgery, when abnormalities in a patient’s ear contours are congenital and/or cause hearing problems

Procedure Details

How to Afford Cosmetic Procedures

For patients whose cosmetic concerns are not considered medically necessary, financing options at Dr. Emer’s practice include:

Care Credit

CareCredit helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! Once you are approved, you can use it, again and again,* to help manage health, wellness and beauty costs not covered by insurance.

After your credit is approved, you will receive a Care Credit credit card. This unique credit card can be used for out-of-pocket health and wellness expenses at any of the hundreds of thousands of locations that accept Care Credit, including the medical practice of Dr. Emer. Special financing options, which other types of credit cards may not offer, are often available to qualified patients.


Apply to see how much you qualify for and what your payment plan options are. The application process is fast and simple, with immediate results*. Cherry performs a soft credit check, so applying will not harm your credit score.

With 0% APR plan options and only a soft credit check needed to apply, Cherry can be a great financing option for your cosmetic procedure. Click this link to proceed through the quick application process, and find out how Cherry can help you easily fit your aesthetic treatment into your budget.


Alphaeon is patient financing with Dentists, Board-Certified Plastic Surgeons and Dermatologists. They provide special financing on purchases of $250 or more made with your Alphaeon Credit Card. They offer credit lines up to $25,000.

Alphaeon offers financing for patients of board-certified dermatologists and plastic surgeons. Financing is available for expenses that exceed $250 when you are approved for an Alphaeon Credit card. Click here to learn more.

Payback periods:

Care Credit: 6 months no interest payback period.
Cherry: Options depend on the client but has 6 months, 12 months
Bankrate: 6 months no interest payback period
Alphaeon: 6 months no interest payback period
Lending USA: 6 months no interest payback period

Learn More About Financing Your Cosmetic Procedure

Most patients find that their aesthetic goals can be achieved without overextending themselves financially. Please reach out to our office today with any questions you may have about financing your cosmetic procedure at our Beverly Hills practice.